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Andrea Holt
IsaBell Horsley Real Estate, LTD.
608 Rapphannock Ave
White Stone, VA 22578
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Listing 3 out of 49
$499,900 Pending

281 Riverbank Drive
Deltaville, VA 23043

3 beds, 2 full, 1 partial baths | Single Family Home
2,436 sq ft; lot: 1.94 acres - MLS# 1921338
Property Photo


If you have been looking for that rare waterfront FIXER UPPER, here it is! With some work, this could be an absolutely incredible property! So what does it have? For starters, it has one of the best views in Deltaville! Sitting high on a protected (armor stone) bank, you'll enjoy looking over the Rappahannock River and Chesapeake Bay. The 1.9 acre lot is surprisingly secluded and slopes gently down to your own private beach (adjoined by a large, rarely used HOA beach.) The house itself has a first floor master with private bath and walkin closet, two more large upstairs bedrooms, a vaulted family room w/stone fireplace and loft, a formal dining room, a Florida room/breezeway, a screened porch, multiple decks, a huge eat-in kitchen, a generator, a newer tankless water heater and an attached 2 car garage. The roof and siding are both newer. So, what does it need? Besides having some vision, you'll need flooring throughout, bathroom renovations, a new kitchen, lots of paint, deck work, landscaping and plenty of sweat equity! If you are up for a project that will yield amazing results, come take a look!


  • Property Type: Single Family Home
  • Sub Type: Single Family Residence
  • Listing Status: Pending
  • County/Area: Middlesex County
  • Zip Code: 23043
  • Year Built: 1986
  • Subdivision/Neighborhood: River Bank Acres
  • Elementary School: Middlesex
  • Middle School: Middlesex
  • High School: Middlesex
  • Sq.Ft.: 2,436 sq ft
  • Style: Contemporary/Modern
  • Stories: 2-Story
  • Total Rooms: 8
  • Bedrooms: 3
  • Full Baths: 2
  • Half Baths: 1
  • Garage: Attached, 2-Car
  • Fireplace: Stone, 1
  • Lot Size: 1.94 acres
  • Baths: 3
  • View: Water
  • Waterfront: Yes
  • Area: 112 - Middlesex
  • Association Amenities: Water
  • Association Fee Includes: Common Areas
  • Association YN: Yes
  • Building Area Source: Public Records
  • Community Features: Beach, Boat Facilities, Home Owners Association, Bulkhead
  • Construction Materials: Drywall, Frame, Shake Siding, Vinyl Siding, Wood Siding
  • Cooling: Central Air, Zoned
  • Cooling YN: Yes
  • Directions: Take Rt 33 Towards Deltaville. Turn Left On N End Rd, Then A Right Onto Robins Point Ave. Next Take A Left Onto Jackson Dr. Then A Right On River Bank Dr.
  • Exterior Features: Deck
  • Flooring: Carpet, Vinyl
  • Foundation Details: Crawlspace
  • Frontage Type: Waterfront
  • HOA Fee: 280
  • HOA Frequency: Annually
  • Heating: Electric, Heat Pump, Zoned
  • Heating YN: Yes
  • Interior Features: Cathedral Ceiling(S), Separate/Formal Dining Room, Eat-In Kitchen, Master Downstairs, Bath In Master Bedroom, Main Level Master, Skylights, Walk-In Closet(S)
  • Lot Features: Beach Front, Cul-De-Sac
  • Main Type: Residential
  • Parking Features: Exterior Access Door, Attached Garage, Garage Door Opener, Off Street, Oversized
  • Patio And Porch Features: Deck, Front Porch, Screened
  • Roof: Shingle
  • Selling Agent: cb5635
  • Selling Office: Long & Foster Real Estate
  • Sewer: Septic Tank
  • Water Body Name: Rappahannock
  • Water Source: Well
  • Waterfront Features: Beach Access, Lagoon, River Access, Water Access
  • Window Features: Thermal Windows
  • Year Built Details: Actual
  • Zoning Description: R
Courtesy of Coldwell Banker Avenues

Andrea Holt
IsaBell Horsley Real Estate, LTD.
608 Rapphannock Ave
White Stone, VA 22578


We have had the pleasure of working with Andrea as both a buyer and a seller.  She was always happy to answer all our questions, address our concerns, and guide us through the process.  She goes above and beyond in every aspect. We are from out of state and couldn’t always get there.  Andrea helped   us with everything. She is easy to work with, patient, helpful, knowledgeable, friendly… a true professional! Andrea is a great realtor, a great person and we highly recommend her!  wcreitz
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